ChFC® (US and Canada)
President and Founder of Cross Border Associates LLC, Marie offers over 40 years of experience in the financial services industry working between Canada and the United States. Her most recent 6 years were spent working with KeatsConnelly, the largest cross-border wealth management firm in North America. Her experience and resources prompted her to launch a unique and personalized cross-border planning company in Delray Beach, Florida.
Through her career, she represented insurance and investment companies in Montreal, Canada; Orlando, FL and Atlanta, GA, as a Director of Financial Planning. She built a very successful financial planning practice in Montreal and sold it in 2013 before returning to Florida and settling in the Palm Beach area.
Marie speaks fluent French, English and Italian which gives her the unique ability to serve French-speaking clients from the province of Quebec. She enjoys playing golf, cooking and spending time with family and friends.
Member of Financial Planning Association (FPA)
CPA (US), CPA CGA (Canada)
Michael is a Senior Tax Specialist at Cross Border Associates. He brings over 30 years of accounting, audit and tax experience in both Canada and the US. He devoted his past 11 years traveling between his home in Canada and his office in Florida, servicing clients requiring cross-border tax services.
For the past 10 years, he has been the President and Founder of ActionTax Cross Border Tax Services, as well as the Principal of Michael Caticchio CPA, Chartered Professional Accountants in Montreal, Quebec. His focus has been to provide cross-border services to individual investors, Corporations, Partnerships, Trusts, Professionals, Executives and Athletes.
Michael also spent 3 years working as a contractor for KeatsConnelly in Boynton Beach, Florida, the largest cross-border wealth management firm in North America, where he had the opportunity to work with Marie Sardano and established a strong business relationship.
He enjoys attending International Tax Conferences mostly Florida, and occasionally gives presentations to financial advisors and their wealth management clients.
Michael speaks fluent English, French and Italian. He enjoys spending time with his wife of 27 years, his 3 daughters and his dog. Michael’s interests include personal real estate and renovation projects, making home-made pizza and pasta dishes and taking family road trips.
Quebec Order of Chartered Professional Accountants
Florida Institute of Certified Public Accountants
The American Institute of Certified Public Accountants
Professional practice License in the State of Vermont
Enrolled in the AICPA International Tax Certificate Program